Quikr a reputed classifieds online advertising website has also been targeted by the African advance fee scammers.
The scammers have used Quikr as one of their tools to trap propective people wanting to avail loan as their victims.
One of our readers had replied to one advertisement on Quikr, apprantly he was looking for business loans.
The above is the link from Quikr where the scammer had posted the advertisement.
Thereafter the reader received a response.
You have received a reply to your Ad “Are you searching for a very genuine loan? At an affordable interest rate Processed within 4 of 6 working days. Have you been turned down constantly? by your Banks and other financial institution”(Ad Id: 99820452) on Quikr
Kiva Finance Home Limited
12 – T & 12 – R, 8TH Floor,
Vasant Square Mall,
Plot – F,Sector – B, Pocket – G,
Vasant Kunj,
New Delhi – 110070
Tel +918447722993
Dear Applicant
You are also required to fill in the borrower’s information below which will enable us to process your loan application.
LOAN APPLICATION FORM
First Name………….
Last Name ………………………
Address…………………………
City ………………………………
State province………………………………
Zipcode postal _code…………………
Email ………………..……………………………
Phone Number……………..…………………….
Country……………………………………….
Purpose Of Loan ………………………………………….
Position In Work ……………………………………….
Loan Duration…………………………..
Marital Status……………………………….
Employment………………………………..
Sex………………………………..
Age………………………………..
Loan Amount Needed…………….. …………………………….
Monthly Income………………………………..
You must get the above information filled otherwise your loan will not be processed.
You shall be treated with the best of our resources until you get this funds transferred to you ,and your quick and fast respond determines how fast you shall be receiving your loan.
Do get back to us soonest.
Sign
Management
———————————————————-
Please observe the following:-
The scammers have used a someone else’s website
http://www.kiva.org/india
Which in no way is offering such loans.
maxwellcoal826@yahoo.inom
The email address is from a private yahoo id and not from Kiva
————————————————————-
There are many such advertisements on Quikr which people might respond and fall trap to such scammers.
Do not fall into the trap and do not share any personal information or send money to these people.
Kiva is no way connected to these scammers, but the scammers are trying to use Kiva name and defame them.
——————————————————–
Advance payment fraud is the oldest form of fraud at all.
If banks or even specialized financing institutes will not finance a credit, they have good reasons and keeping in mind, that financing is their core business, indicate automatically, that they have approved any option and rejected. Nobody else will do. Asking for consultancy fee, but covering in suggesting to be a source is a question of rethorics inside the terms.
If all this promises are true, why do they not accept a profit sharing after imbursement?
hello thank for your sugession i was also going to be trapped
I also contact for personal loan with Kiva Loan represeted by DR. Williams in INDIA so pls let me know the real address & email of KIVA FINANCE in New Delhi & concerned person
Pls confirm Mr. WILLIAMS COLE is your genuine employee or scammers
awaiting yr reply
regards
SANJAY
They are scammers, you can proceed incase if you want to loose your money or get your identity stolen.
There are also many people in Delhi and other part of north who advertise not only in internet but they also advertise in news papers who say that they will give loan for yearly 3% and ask for advance money. If any finance company think they are genuine and don’t take any type of advance money then call me on +91 9916835001 i will speak to you !!
Thank you for your valuable suggestions.i was going to be trapped.Kiva representative Mr. Frank Joe call me and offer me a loan of 100000.00 INR .They want advance payment of 6500.00 INR . I was sent them SCANNED COPY OF MY EDUCATIONAL QUALIFICATIONS,PASSPORT SIZE PHOTO COPY AND BANK PASSBOOKS FIRST PAGE XEROX COPY,WHICH CONTAIN MY BANK ACCOUNT NUMBER.IS IT REALLY CREATED PROBLEMS FOR FUTURE?
PLEASE SUGGEST ME.
You did one mistake by sending them copies, dont make another mistake by sending them money. How have to sent them the copies, do you have any details of them to send money??
@ Pankhi,
yes they can!
There are several ways to abuse this infos.
Among otherss, they can use your ID infos to open other internet bank and paypal accounts with your own Bank details as reference. http://www.-bank will contact your bank to verify that you´re real and you´ll never get informed about. They start any deal from money laundering to ebay shopping under your name and transfer through pin to any other paypal member of the gang.
On first view, nobody will believe you´re innocent. Please inform your bank about this facts immediately to avoid any glimmer of a crime suspect.
Henning
Thanks fopr your sugession i was about to trap
I got mail from kivafinancehomeunlimitedorg@outlook.com
I too, that must be a scam…and i did a blunder of sending them my documents scanned copies ….
I too got an email from kivafinancehomeunlimitedorg@outlook.com is that genuine…plz let me know….Now I’m damn scared that this stupid people have my all xerox copies….oh my GOD!!!
Thanks , I’ve just been looking for info approximately this subject
for ages and yours is the best I have came upon till now.
However, what in regards to the conclusion? Are you
positive concerning the supply?
Dear team
i will also receved email today to loan approved so please guide me or contack me urgently.
dear team,
please conferm me this is ture or fake my contack no is-09850530306/08806060632
8th Floor, HTYL Towers Vasant Square Mall,
Bandra (H), Station Road, New Delhi – 110085
Ref: TK-AFD/721OY8/12/India
Registered No.06448241
http://www.kiva.org/ India
This is to certify that the management of the above named loan company
has decided to grant you your loan request of 400,000.00 INR after a
brief discussion with our loan officers and board of directors, We have
stated the terms of the loan below for you to see and tell us if you
are in agreement with the loan or not.
LOAN REPAYMENT SCHEDULE
Loan Balance: 2,500,000.00 INR
Loan Interest Rate: 2.00%
Loan Term: 1 year
Monthly Loan Payment: 210,597.17 INR
Number of Payments: 12
Cumulative Payments: 2,527,166.02 INR
Total Interest Paid: 27,166.02 INR
CONDITIONS FOR SERVICE
Here are account details to make a payment for your Loan registration fee of 5,350 INR.
BANK NAME: STATE BANK OF INDIA,
A/C Name: LORENA KHAWLHRING
A/C N0: 20224852623
IFSC CODE: SBIN0003286
BRANCH: NEW DELHI
1*Applicant who is unable to meet with the repayment time will be given 3 weeks more as a grace period before legal actions will be taken. 2*The Borrower’s are responsible to pay for the Loan Registration fee which will not be deduct from the Loan amount. 3* You are to keep all information away from the general public for security reason 4*Loan Repayment: The loan must be refunded back to the company at the end of the tenure the loan seeker is seeking the loan for without any delay. For this reason, we are giving a maximum duration of Years to the loan seekers so that he/she will be able to repay the loan within that period. You are to note that repayment starts (2) months after receiving the loan.
And you are required to make a Monthly repayment this is done because we do not want a situation whereby you are not able to meet up with the Yearly payment. We will provide you our account which you will be making the monthly installment after 2 months of receiving the loan.
5*Note: Your cell phone number must be reachable at all time because
without that we cannot grant you this loan. You are to send us an email as soon as possible stating if you are in agreement with the terms okay.
If you are in agreement to the company terms and condition you are
then advice to get back to me as soon as possible by submitting this
information bellow so that we can move to the next step.
===REQUIRED BANK INFORMATION BY THE COMPANY===
Bank Name….
Bank Account Number….
Routing #….
Account Holders Name….
======REQUIRED DOCUMENTS BY THE COMPANY====
1) Photo-copies of Qualification Documents.
2) Photo-copies of Experience Certificates of work (If any)
3) Photo-copies of Address Proof
4) Two Passport Size Photograph.
Note: We Need a SCAN COPY of your national identity card, or driving
license for identification.
Regards,
Mr. Skinner Kevin
TELL: +91: 8892440454
Senior Managing Director
Kiva Finance Company Head Office New Delhi
Well this is a fraud. Dont fall for it.
full fraud,,,,,,,,,,,,,,,,,,,,,,
First of all have no company / bank in India those are give you genuine loan in 2 -3 % yearly interest
Mind it all the normal rate of interest of loan from bank/ pvt finance –
Personal Loan- 14% – 21% reducing basic
Home loan – 8.50 % – 13%
Mortgage = 11% – 16%
kindly provide the email ID used to send this to you so that they can be tracked down
thanks a lot .i was also about to be cheated by same guy on quikr only raj saxena also has numbers 9654322394 last digit394 &7838282545email k.r.mangalmfinancialinstituto@gmail.com.. but got alarmed on right timeand there are all many more with different ads providing loans under pgpme,private loans, etc..
Being a reputable site Qukir must do some checks of these fraudulent or they can put verification levels for services like these at least.
If people use little common sense they can be saved by trap of these fraudsters ,
Here are some quick notes to check:
1.First of all check online these types of frauds online ,spending sometime on internet will be better then regretting whole life ,even if its not the same guy and you find similar complaints , do not go for it,100% it will be fake .
2 No upfront payments ,however small amount it is.it will be fake.
2.Terms like private lenders cheap interest rates government schemes are all fake ,anybody good get better interest putting up their money in bank and get interest up to 8 % so why will anybody bother to give money on interest rate of 4% and with risk.
They should have landline number,if they are from proper finance company and will require legitimate documents.unless don’t upload your documents to anyone ,can be misused.
3. Transaction should be be given in person.If you are contacted by through email ,whatsapp and phone only it will be fake .Anybody providing loan will definitely do verification of your residence.
4.These people do not understand simple bank terms ,there language and talk can be easily noticed that they don’t have much knowledge of banking, not even proper English, also,if you ask them simple question related to banking other than what they know they start blabbering around.
5.Call back on the numbers they are calling from.
last but not the least they are looking for people in need and in hurry so don’t get victimized. To solve one problem doesn’t means to add another one.
Guys, here is an other one… by name SarvaLaxmi from Chennai. after me sending the docs it strike in my mind that this could be a scam. I thought 3% per month and later when I rechecked its 3%pa no private lender will do that. Once I said will send the amount that guys started calling continuously and sending messages stating that the loan will be cancelled.
Details here:
Email: srisarvalakshmifinancepvt@gmail.com
Email Notes when I started asking for more details: “Company A/c is only for EMI and Interest payment.Regarding bank leave you said you will be doing the payment through online so online doesn’t require the bank to be a holiday or not.
Just add it and when completing the beneficiary process you have to do the IMPS tht is and more over your friend is not the applicant its you who is the applicant and you have to come directly.Our head office is in gobi ( near erode ) and address is clearly given in our webiste.
If you have apprehensions in transferring the fee then inform now itself so tht we will delete your papers now itself rather than keeping it idle.
FYI we are the only company available in the whole of south india and if you want to try your luck with other companies ( so called companies ) then go ahead and give a try and u will regret the decision .
Choice is yours”
Bank Details Supplies to me:
Bank : SBI, SURAMANGALAM
A/C: 31546507236
Name: S. SUNDAR
thanks a lot .i was also about to be cheated by same guy on quikr only raj saxena also has numbers 9654322394 last digit394 &7838282545email k.r.mangalmfinancialinstituto@gmail.com..canara bank 3555101002807 ifsc cnrb0003555 but got alarmed on right timeand there are all many more with different ads providing loans under pgpme,private loans, etc..
Being a reputable site Qukir must do some checks of these fraudulent or they can put verification levels for services like these at least.
If people use little common sense they can be saved by trap of these fraudsters ,
Here are some quick notes to check:
1.First of all check online these types of frauds online ,spending sometime on internet will be better then regretting whole life ,even if its not the same guy and you find similar complaints , do not go for it,100% it will be fake .
2 No upfront payments ,however small amount it is.it will be fake.
2.Terms like private lenders cheap interest rates government schemes are all fake ,anybody good get better interest putting up their money in bank and get interest up to 8 % so why will anybody bother to give money on interest rate of 4% and with risk.
They should have landline number,if they are from proper finance company and will require legitimate documents.unless don’t upload your documents to anyone ,can be misused.
3. Transaction should be be given in person.If you are contacted by through email ,whatsapp and phone only it will be fake .Anybody providing loan will definitely do verification of your residence.
4.These people do not understand simple bank terms ,there language and talk can be easily noticed that they don’t have much knowledge of banking, not even proper English, also,if you ask them simple question related to banking other than what they know they start blabbering around.
5.Call back on the numbers they are calling from.
last but not the least they are looking for people in need and in hurry so don’t get victimized. To solve one problem doesn’t means to add another one.
Hi i also got a email stating 5 lakh loan can be provided for me, after confirming the necessary information they said me to pay some ‘X’ amount for registration and processing , but i m thinking whether to believe these people or not..they also sent me the loan agreemed details, identity proof of loan officer and also the terms and condition of the loan…his name is Manoj Thomas-Tel:-9873216825-assistance loan officer Kiva finance Home…
Hi warrior Please help me to understand better
Hi,
How did they come to know about you?
Where is their office located and have you met them personally?
Do not give any personal details to them and kindly send me the attachmenrs they emailed you. What is their email id. What is the loan amount and how much upfront you need to pay them?
Thanks
Sir am from Kerala and the person Manoj Thomas …send me a offer of 5 Lakh rs…and he want a fee amount 47500/-please conform that this person is OK ..or not…. Suraj…replay please
Person name ..Manoj Thomas
9751581857
Fake do not send any money.
They have seemed to caught on that they are scammers.
New email they are using: loan@kivaloanfinance.esy.es
New website: http://www.kiva.org/team/india